What is a slip and fall claim?

A “slip and fall” is a term used to describe an injury where someone slips and falls on a spill or food substance on the ground whilst on the premises of a business or home.

You can make a claim under the public liability insurance of the owner of the premises only if the fall:

  • Was due to the failure of the owner of the premises to take reasonable care for your safety whilst on the premises; and
  • You have sustained injury as a result of the fall.

Just because you have slipped and fell does not entitle you to compensation automatically.

You must be able to prove that the cause of your fall was as a result of the failure of the owner of the premises to ensure your safety whilst on the premises.

Usually, slip and fall claims are made against supermarkets where there is a substance on the floor which causes someone who is browsing in the aisle to fall and injury themselves. This type of claim will only be successful where the owner of the premises has failed to institute a proper system of cleaning and inspection to ensure that the premises is reasonably safe for pedestrian traffic.

If a proper system of inspection and cleaning was in place these claims are difficult to win.