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Motor Vehicle & Cyclists

Apr 29, 2026

What Happens If a Passenger Gets Injured In an Uber?

Garling and Co Alt
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Garling and Co Alt
Image Description: Garling and Co Alt

As Uber vehicles are still just like any other on the road, they need to have some sort of insurance in place in case they were to have an accident.

Using Uber or other Rideshare services have become very common, but what happens when you find yourself in an accident while as passenger?

In this guide, we break down everything you need to know about making a claim and explain if you are covered if injured in an Uber.

What happens if a passenger gets injured in an Uber or other rideshare services?

If you have sustained injury in a car accident whilst you are a passenger in an Uber then you are entitled to claim compensation under the Motor Accident Injuries Act NSW 2017. You need to make an application for personal injury benefits through SIRA. This claim form can be found on SIRA.

You need to also report the accident to the Police within 28 days and obtain an event number.You need to attend your general practitioner or the hospital to obtain treatment in relation to any injuries sustained in the motor vehicle accident.Once you complete the claim form you will be entitled to payment of loss of income and payment of medical expenses.

You may also be entitled to claim damages if you have serious injuries following the car accident. Damages is a form of lump sum compensation for pain and suffering and future loss of income.


Am I Covered If I'm Injured As An Uber Passenger?

Yes, if you are injured in a car accident whilst a passenger in a Uber you are covered under the CTP insurance of the Uber driver’s vehicle. It is compulsory for all motor vehicles in NSW to have CTP insurance which covers compensation for injuries sustained to, in this case, a passenger in a car accident.

You are entitled to compensation for any injury sustained under the Motor Accidents Injuries Act NSW 2017. This act allows you to recover compensation for loss of income and medical expenses and possibly claim damages for pain and suffering and future loss of income.

If you have been seriously injured as an Uber or another ride share service passenger and require the assistance of a Lawyer, who is an Accredited Specialist in Personal Injury Law, please feel free to contact our office at (02) 8329 9500 or complete a free case assessment here.


Garling and Co Alt
Image Description: Garling and Co Alt
Written By Matthew Garling Principal Lawyer
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