What Happens If a Passenger Gets Injured In an Uber?
Motor Accidents
29 April 2026
min read
What Happens If a Passenger Gets Injured In an Uber?
Key Takeaways
Uber passenger injuries are covered under the driver’s compulsory third-party insurance in NSW. All motor vehicles in NSW must have CTP insurance that covers passenger injuries sustained in accidents.
• You must report the accident to police within 28 days and obtain an event number
• Submit a claim form to SIRA for personal injury benefits including medical expenses and lost income
• You may claim damages for pain, suffering, and future income loss if seriously injured
• Coverage applies under the Motor Accidents Injuries Act NSW 2017 regardless of driver fault
As Uber vehicles are still just like any other on the road, they need to have some sort of insurance in place in case they were to have an accident.
Using Uber or other Rideshare services have become very common, but what happens when you find yourself in an accident while as passenger?
In this guide, we break down everything you need to know about making a claim and explain if you are covered if injured in an Uber.
Am I Covered If I'm Injured As An Uber Passenger?
Yes, if you are injured in a car accident whilst a passenger in a Uber you are covered under the CTP insurance of the Uber driver’s vehicle. It is compulsory for all motor vehicles in NSW to have CTP insurance which covers compensation for injuries sustained to, in this case, a passenger in a car accident.
You are entitled to compensation for any injury sustained under the Motor Accidents Injuries Act NSW 2017. This act allows you to recover compensation for loss of income and medical expenses and possibly claim damages for pain and suffering and future loss of income.
If you have been seriously injured as an Uber or another ride share service passenger and require the assistance of a Lawyer, who is an Accredited Specialist in Personal Injury Law, please feel free to contact our office at (02) 8329 9500 or complete a free case assessment here.
Disclaimer
The information contained on this article is of a general nature only and is not intended to be legal advice. The law may have changed since the information was published. There is no intention to create a lawyer-client relationship and you should always seek legal advice about your own personal circumstances.
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