What Is Whole Person Impairment?
If you have suffered a workplace injury in NSW, understanding your Whole Person Impairment (WPI) assessment may significantly impact the compensation you receive. A WPI assessment measures the permanent effect an injury has on your life and is one of the most important factors in determining your entitlements under the NSW workers’ compensation scheme.
A Whole Person Impairment is a percentage score that reflects the lasting impact of a work-related injury or illness on your overall functioning. The higher your WPI assessment, the greater the effect the injury has had on your life and the greater your potential compensation entitlement.
In NSW, WPI assessments must be conducted under the Workers Compensation Guidelines for the Evaluation of Permanent Impairment and are completed by qualified medical assessors.
Why Is WPI Important in a Workers Compensation Claim?
A WPI assessment can determine:
- Whether you qualify for a lump sum permanent impairment payment.
- How much compensation you may receive.
- How long you remain entitled to weekly payments and medical treatment.
- Whether you may be eligible to pursue a Work Injury Damages claim against your employer.
For most physical workplace injuries, you must achieve at least 11% WPI to qualify for lump sum compensation. For primary psychological injuries, the threshold is generally 15% WPI.
How Can a Higher WPI Assessment Affect Your Entitlements?
Many injured workers are unaware that their WPI percentage can affect more than just a lump sum payment. A higher level of permanent impairment may extend access to weekly compensation benefits and ongoing medical treatment. In some cases, a WPI assessment of 15% or more may also open the door to a Work Injury Damages claim where employer negligence has contributed to the injury.
Disclaimer
The information contained 1n this article is of a general nature only and is not intended to be legal advice. The law may have changed since the information was published. There is no intention to create a lawyer-client relationship and you should always seek legal advice about your own personal circumstances.