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CTP Lawyers Sydney and NSW
Have you been injured in a motor vehicle accident in NSW? With more than 30 years of experience and accredited specialists in personal injury law, Garling & Co helps people navigate their CTP claim with clear, practical advice and genuine care.
We specialise in common law damages claims for those seriously injured by the fault of another driver or road user.
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What Is a CTP Claim in NSW?
Compulsory Third Party (CTP) insurance is compulsory for all vehicles in NSW. If you’ve been injured in a motor vehicle accident—whether as a driver, passenger, cyclist, motorbike rider or pedestrian—a CTP claim can help cover pain and suffering, medical costs and loss of income. You may also be able to make a common law claim for damages.
Garling & Co’s dedicated CTP lawyers Sydney-wide are here to guide you through your claim and ensure you get the support you deserve. If you’re looking for trusted CTP claims lawyers, contact Garling & Co for expert advice.
A CTP claim is only for injury sustained in a car accident, not for damage to your vehicle or other property.
Who Can Make a CTP Claim?
If you’ve been injured in a motor vehicle accident in NSW, you may be able to make a CTP claim. This includes drivers, passengers, motorbike riders, cyclists, and pedestrians who’ve been injured in a crash. Eligibility can depend on factors such as who was at fault and the severity of your injuries. Even if you’re unsure about your situation, it’s important to speak with expert CTP lawyers at Garling & Co. We’re a team of accredited specialists dedicated to securing the best result for people with serious injuries, ensuring you get the support you need to return to what really matters.
What If I Was at Fault in the Accident?
Even if you were partly at fault for the accident, you may still be entitled to certain benefits under the CTP scheme. While your entitlements might be more limited than those who were not at fault, you could still access support for treatment and lost income. Don’t assume you can’t claim – our CTP lawyers are here to review your situation and make sure you get the help you deserve.
How Do I Make a CTP Claim in NSW?
Complete and lodge the Application for Personal Injury Benefits form with SIRA within 28 days. Keep records of any expenses and time off work.
- Gather key details: accident date, location, photographs / video, registration numbers, and witness information.
- Report the accident to the police within 28 days and get an event number.
- See your doctor for a proper assessment of your injuries and obtain a medical certificate.
- Complete and lodge the Application for Personal Injury Benefits form with SIRA within 28 days. Keep records of any expenses and time off work.
How The Claims
Process Works
From your first consultation to settlement, we guide you through every step of your claim so you know exactly what to expect.
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Understand what you are entitled to, the process and timeframe
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Proceed on a No Win No Fee basis
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Your case is built using the best experts to achieve the optimum result
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You will be kept updated throughout the process
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We will secure the financial result in the shortest possible timeframe
Start your no obligation
claim today
Allowing seriously injured people to secure the compensation they deserve so they can return to enjoying life.
Unsure? Give us a call
Why Should I Choose Garling&Co Lawyers?
At Garling&Co Lawyers, we treat our clients with respect and support through what can be difficult process. Our lawyers have extensive experience and are all Accredited Specialists in Personal Injury Law, who are dedicated to achieving the best outcomes for our clients. Here are some key reasons to choose us.
What Our Clients
Are Saying
Featured Testimonial
I cannot speak highly enough of my experience with this workers Compensation team. When I first reached out, I was completely overwhelmed and unsure about the process. I hit rock bottom - unable to return to work, struggling emotionally, and feeling like I had no direction. From the very beginning, the solicitors were nothing short of amazing. They were patient, understanding and incredibly supportive at a time when I needed it most. They took the time to explain every step in a way I could understand, never making me feel rushed or alone. Their professionalism was matched only by their compassion and that combination made all the difference. Throughout the entire journey, I felt heard, respected and genuinely cared for. They fought for me when I didn’t have the strength to fight for myself and thanks to their dedication, I was able to get the outcome I needed to rebuild my life. If you’re unsure, scared or feeling lost like I was, I can confidently say you will be in the best hands with this team. They helped me through one of the hardest chapters of my life, and I am truly grateful. I can’t thank or recommend Garling & Co Lawyers enough.
Matthew Garling and his team have provided incredible support and guidance throughout my MVA damages claim this year, and I can’t thank them enough for making this journey feel like such a breeze. When I initially engaged Garling & co, I had no understanding of what was ahead. I was anxious and unsure about the process, while also navigating the physical challenges of my injuries. With assurance that my matter was being handled with high level of expertise, professionalism and integrity, I was able to focus on recovery instead. Throughout the process, Matthew and Allison have been honest, straightforward and efficient in all communication; being a supportive buffer in all dealings with the insurer, and consistently committed to a successful outcome. The outcome was excellent, and it is with huge relief and great thanks that I can put this matter behind me. I would highly recommend the services of Garling and co for any injury claims of a similar nature, and I’m forever grateful to Matthew and his team.
A big thank you to Matthew for his expertise, dedication, and genuine care in handling my matter. The outcome exceeded my expectations, and I am truly grateful for the excellent work of his entire team. Outstanding results - highly recommended.
Our NSW CTP Lawyers
Our car accident team in Sydney is led by Principal Lawyer Matthew Garling, founder of Garling & Co and an Accredited Specialist in personal injury law since 2005. His calm manner, expert knowledge and deep experience consistently deliver results that make a real-life difference.
Matthew Garling’s Team
An Accredited Specialist in personal injury law since 2005, Matthew founded Garling & Co to provide quality representation to those seriously injured by the negligence of others. His calm manner, expert knowledge and deep experience consistently deliver results that make a real-life difference.
Alison Luck
Senior Legal Support Specialist
Isabella Milosavljevic
Client Support Specialist
Lavinia Mangos
Paralegal
Other Motor Vehicle Claims we Handle
Car & Road Accident Lawyers in Sydney and NSW
Our car accident lawyers are specialists in personal injury law who truly care about helping people get back on their feet after a crash.We specialise in common law damages claims for those seriously injured by the fault of another driver or road user.
Bicycle and Cycling Accident Lawyers in Sydney & NSW
With more than 30 years of experience and a team of accredited specialist lawyers, Garling & Co provides clear, supportive guidance to help cyclists understand their rights after crashes involving cars, buses, trucks or other negligent road users.As cyclists ourselves we understand the danger cyclists face on our roads and that most cyclists ride with caution, but accidents unfortunately do happen. We can assist you with a claim for common law damages if you have been seriously injured by the fault of another road user.
Motorbike Accident Lawyers in Sydney and NSW
Have you been injured in a motorbike accident? With more than 30 years of experience and a team of accredited specialist lawyers, Garling & Co genuinely cares about supporting riders after a crash, whether it involves another vehicle or a hit-and-run.We specialise in common law damages claims if you have been seriously injured by the fault of another road user.
Pedestrian Accident Lawyers in Sydney and NSW
Have you been injured as a pedestrian on the road? With more than 30 years of experience and a team of accredited specialists lawyers, Garling & Co genuinely cares about helping you get back to what matters most.We specialise in common law claims for damages if you have been seriously injured by the fault of another road user.
FAQs
We have a list below of the most common questions we get asked about personal injury law
Why Choose Garling and Co for Your CTP Claim?
Our CTP lawyers have decades of experience, a proven track record, and a laser focus on getting you the maximum compensation. Every claim is handled by a senior lawyer – not passed off to juniors – so you get the highest level of expertise at every stage.
No win, no fee: You won’t pay us unless we succeed in your claim.
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Motor Vehicle Accident Claims in NSW Guide
Understand what you need to do if you're injured in a motor accident with our step-by-step guide to lodging a claim. Read more now.CTP FAQs
Got questions about your ctp claim? We've answered the most common ones to help you understand your rights, entitlements and next steps.
If you get injured in a motor vehicle accident in NSW, you can claim personal injury compensation under the Compulsory Third Party (CTP) Scheme. This scheme is governed by the Motor Accident Injuries Act NSW (2017) (MAIA), and SIRA oversees such claims.
SIRA is the statutory corporation that regulates the Motor Accidents Scheme, provides guidelines to insurers for handling of claims and provides dispute resolution assistance between insurers and people injured in motor accidents.
As part of the investigation process, the CTP insurer will appoint an investigator to speak to the drivers of the vehicles and all witnesses. It is likely they will contact you to provide a statement as to the circumstances surrounding the accident and the nature and extent of your injuries.
You should provide a statement to the investigator; however, you should only do so with the assistance of a lawyer. You need to be careful what you say in the Statement as this can be used against you.
The information contained in the statement must be accurate and relevant. Often insurance investigators can put their spin on your words in completing the statement, and you need to be careful with how the statement is worded. If possible, you should have a lawyer assist you in completing any statement provided to the insurer or their investigator.
A Green Slip is an insurance policy, linked to a motor vehicle that provides compulsory third party (CTP) Personal Injury Insurance. This insurance covers you or the person driving your vehicle if the driver of your vehicle causes injury to someone else.
An injured person claims against the CTP Insurance of the vehicle which they consider caused the accident or if only one vehicle involved the CTP insurance of that vehicle
CTP insurance is compulsory and is taken out when registering a Motor Vehicle in NSW.
CTP insurance does not cover damage to your car or other motor vehicles, and it only covers personal injury.
All green slips now show the MCIS (Medical Care and Injury Services) Levy, as a separate item on the green slip.
The levy is payable to fund the Lifetime Care and Support Scheme (LTCS). The LTCS Scheme provides medical care, treatment, rehabilitation, attendant care to the catastrophically injured in car accidents such as severe spinal cord injury, or traumatic brain injury.
The levy is an additional payment on top of the CTP insurance to cover the care for those people catastrophically injured in Motor Vehicle Accidents.