Insurance Claims
Life is full of risks and unexpected events can happen. However, when things go wrong and you are involved in an accident, disaster or other loss, this is often covered by your insurance policies and you can make a claim with your insurer.
Complete in 5 minutes
Check if you're eligible for compensation
Complete our free, no obligation confidential case assessment form and we’ll get back to you within 24 hours.
What type of claim check are you looking for?
You buy a policy of insurance which is a promise to give assistance when things go wrong. Such assistance could be repairing or replacing damaged property or items, covering legal fees, or payment of lump sum amount of money.
To make an insurance claim, you need to lodge a claim to activate the insurer’s response. The insurer will review your claim and decide whether to accept your claim or decline your claim. If your claim is declined and you wish to challenge the decision, you’ll need to get in touch with an expert insurance lawyer.
Most people who own property will have both building insurance and home and contents insurance. There are also many types of general insurance products on the market. General insurance is broadly defined as non-life insurance policies.
There are 6 main types of general insurance:
- Home and contents insurance
- Motor vehicle insurance
- Business insurance
- Mortgage loss insurance
- Workers compensation insurance
- Travel insurance
There are however many other types of general insurance products offered by Australian insurance companies which include:
- Construction risk insurance for injuries on a construction site
- Aircraft insurance
- Defamation insurance
- Product liability insurance
- Marine insurance and the like
Garling & Co Lawyers are experts in challenging decisions by insurers to decline claims.
If you believe that you have a valid insurance claim and wish to challenge the decision, please contact Matthew Garling on (02) 8518 1120 or .
Start your free
claim today
Allowing seriously injured people to secure the compensation they deserve so they can return to enjoying life.
Unsure? Give us a call
What Our Clients
Are Saying
Featured Testimonial
I cannot speak highly enough of my experience with this workers Compensation team. When I first reached out, I was completely overwhelmed and unsure about the process. I hit rock bottom - unable to return to work, struggling emotionally, and feeling like I had no direction. From the very beginning, the solicitors were nothing short of amazing. They were patient, understanding and incredibly supportive at a time when I needed it most. They took the time to explain every step in a way I could understand, never making me feel rushed or alone. Their professionalism was matched only by their compassion and that combination made all the difference. Throughout the entire journey, I felt heard, respected and genuinely cared for. They fought for me when I didn’t have the strength to fight for myself and thanks to their dedication, I was able to get the outcome I needed to rebuild my life. If you’re unsure, scared or feeling lost like I was, I can confidently say you will be in the best hands with this team. They helped me through one of the hardest chapters of my life, and I am truly grateful. I can’t thank or recommend Garling & Co Lawyers enough.
Matthew Garling and his team have provided incredible support and guidance throughout my MVA damages claim this year, and I can’t thank them enough for making this journey feel like such a breeze. When I initially engaged Garling & co, I had no understanding of what was ahead. I was anxious and unsure about the process, while also navigating the physical challenges of my injuries. With assurance that my matter was being handled with high level of expertise, professionalism and integrity, I was able to focus on recovery instead. Throughout the process, Matthew and Allison have been honest, straightforward and efficient in all communication; being a supportive buffer in all dealings with the insurer, and consistently committed to a successful outcome. The outcome was excellent, and it is with huge relief and great thanks that I can put this matter behind me. I would highly recommend the services of Garling and co for any injury claims of a similar nature, and I’m forever grateful to Matthew and his team.
A big thank you to Matthew for his expertise, dedication, and genuine care in handling my matter. The outcome exceeded my expectations, and I am truly grateful for the excellent work of his entire team. Outstanding results - highly recommended.
Find out more about Superannuation
Superannuation TPD
Lawyers in Sydney and
NSW
Our Sydney and NSW Superannuation and TPD lawyers offer clear guidance, genuine support, and experienced legal advice to help clients understand and pursue their entitlements.
FAQs
We have a list below of the most common questions we get asked about personal injury lawRead the latest news in Superannuation
TPD
29 April 2026
min read
TPD and salary continuance claims: When should I make a complaint to the AFCA?
Understand when to lodge a complaint with AFCA for TPD and salary continuance claims. Learn the process and key steps to take. Find out more now.
TPD
29 April 2026
min read
TPD: What can be claimed, when to claim, and how many times can I claim?
Most superannuation funds come with TPD cover that will pay out lump sum compensation if you become totally and permanently disabled for work.Generally speaking, if you sustain an injury or illness that prevents you from ever working in your usual occupation you will be able to claim the amount of money under your TPD policy.
TPD
1 February 2023